credit report

Credit scores can seem baffling. Indeed, the credit rating industry has a stranglehold on your financial life with some pretty nonsensical rules. With bad (r no) credit, it’s next-to-impossible to get a mortgage, get an auto loan, or finance much of anything. You can thumb your nose at the industry, but it’s unlikely to do [...]

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After trying the credit report that gives no scores, I’ve turned to the commercial world of credit report offerings. I’ve narrowed the myriad free credit score offerings to three. Each one offers a slightly different twist and they all have fine print you must read carefully, or you’ll be on the hook for ongoing payouts.

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One of the most stressful parts of home building can be the financing. When you buy an existing home or a home through a large-scale builder, there are few unknowns. In those cases, financing can be just a matter of researching interest rates, filling out an application, gathering a few documents, and waiting for the [...]

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