If you’re anything like me, you’ve been spending a lot more the past few weeks than you usually do. More toys, more clothes, more gadgets, more books, more travel, more food and treats — more of just about anything. If you’re anything like most Americans, you’re using a credit card to fund a good chunk [...]
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If you have a new business — particularly a home business — one of the hardest things is getting the word out about what you have to offer. Here are some inexpensive, effective business advertising ideas to help get you started. Financial independence is only a client or customer away. Brand All Communication Get your [...]
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Credit scores can seem baffling. Indeed, the credit rating industry has a stranglehold on your financial life with some pretty nonsensical rules. With bad (r no) credit, it’s next-to-impossible to get a mortgage, get an auto loan, or finance much of anything. You can thumb your nose at the industry, but it’s unlikely to do [...]
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Last Thursday, my dear dad was in a terrible car accident. He ended up with two broken ribs and a mangled hip. But, as the doctor said, he came out much better than he should have. The entire front of the car was literally ripped off. That’s what happens when a small sporty car tangles [...]
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This post brought to you by Fannie Mae. All opinions are 100% mine. Just before we moved into the new house, the owners of the house across the street suddenly moved out. Notices went up on the door. A few weeks later, a for sale sign went up in the yard. Almost everywhere in America [...]
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Building a custom home is not for the faint of heart. Seriously. I’ve decided that building is like having a baby. It’s extremely long and painful, but once you’re done you forget the pain — just long enough to decide that you’d like to do it again. And when you remember the pain, it’s too [...]
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“Oh, I’d love to homeschool, but how could I possibly run my home-based business and homeschool, too? I simply won’t have the time!” Well, you’re right. And you’re wrong. In 1995, only six months after jumping into the homeschooling arena, I began my second home-based business, Bright Spark Press. (My first had been an electronic [...]
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Affordable housing is so important in this economy. Giving your family a place to live is one of the most crucial expenditures — and also one of the biggest drains on family finances. This afternoon I found that good friends of ours are looking at a foreclosed home right across the street from our new [...]
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We’ve all heard about the state of real estate in these trouble economic times. Foreclosures are everywhere. Yesterday I read that now lots of people who can afford to pay their mortgages are walking away from them — allowing the banks to foreclose — because the values have gone down and they’d rather take the [...]
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You’d love to own a home — and you can afford the payments — but going the traditional route isn’t working out. Or maybe you’d just like to avoid the expense and hassle of dealing with banks and lending institutions in the incredibly difficult credit market. One way to purchase a home unconventionally, is to [...]
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In 1991, we moved thousands of miles away to Boca Raton, Florida. We had two little kids and — after years of college — were flat broke. Our first home was a three-bedroom townhouse in a development called Cypress Lakes. It was a huge step up from college apartment digs. But still we longed for [...]
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The city of Lindon requires—among a billion other things—a model energy code compliance report to prove, I suppose, that your model energy code is complaint with whatever Lindon officials have deemed necessary to comply with in regards to the energy code. So, obviously, I have no idea what the heck this is or why we [...]
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In 2003, we built our dream home and intended to stay there until we died. As time went on, however, we realized that the dream home was not in the dream location. (You know what they say about real estate!) So, in 2006, we decided to put our home on the market and move to [...]
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Pix2Brix is the new home building site with pixel advertising that has a massive twist. We are turning pixels (Pix) into brick and mortar (Brix) to build a mortgage-free home for our children to grow up in. Get ready to join the adventure! Subscribe to our RSS feed to watch the latest developments.
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We’ve long been wanting to build an eco-friendly home. It’s all the rage. It’s cool. It’s hip. But that has nothing to do with it. If I really wanted to be hip, I’d get rid of the peg-legged acid-washed high-waisted jeans in my closet. And stop using the word “hip.” I’m not building a green [...]
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