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You’ve probably heard about some of the Housing Stimulus that has been created in recent months. The proper role of government in such efforts is worthy of discussion. But in this post I’d like to outline the specifics of the tax credits so you can figure out if they apply to you.
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Breathe. Breathe.
This is the third time we’ve built a home and the fourth home we’ve purchased. Never in my life has it been such an episode. This morning we finally closed on the course of construction loan, but not before feeling utterly beat up and screwed over and smacked around.
First, we went through the nightmare of [...]
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Your mortgage is likely the largest debt you will ever incur. And it seems impossible to tackle. With a new mortgage looming in the next week, we are more aware of this than ever. I will be 75 before it’s paid off the “natural” way. And Sam, well, he’ll be even older. We’d like to [...]
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Before we can dig the hole, we’ve got to secure a construction loan. No matter how good our credit is, no matter how big our down payment, no matter how secure our income, this step has always just been nerve-wracking to me. It keeps me up and night and gives me ulcers. Mostly, I suppose, [...]
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The city of Lindon requires—among a billion other things—a model energy code compliance report to prove, I suppose, that your model energy code is complaint with whatever Lindon officials have deemed necessary to comply with in regards to the energy code.
So, obviously, I have no idea what the heck this is or why we had [...]
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On Monday we met with the first builder to come up with a bid for us. To say the least, it was disappointing.
The total came in at $804,266. And that’s after we bought the lot for $248,000.
Seriously. We’ve built a million dollar home. And this is not it! This house is the downsize into something [...]
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When we sold the first dream home, we used the equity to pay off the mortgage, of course, but also both of our auto loans, and every drop of consumer debt we had. Being personally debt free brings amazing freedom and peace of mind. Dave Ramsey has it right when he has callers scream, “We’re [...]
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In 2003, we built our dream home and intended to stay there until we died. As time went on, however, we realized that the dream home was not in the dream location. (You know what they say about real estate!) So, in 2006, we decided to put our home on the market and move to [...]
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Pix2Brix is the new home building site with pixel advertising that has a massive twist. We are turning pixels (Pix) into brick and mortar (Brix) to build a mortgage-free home for our children to grow up in.
Get ready to join the adventure! Subscribe to our RSS feed to watch the latest developments.
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After trying the credit report that gives no scores, I’ve turned to the commercial world of credit report offerings. I’ve narrowed the myriad free credit score offerings to three. Each one offers a slightly different twist and they all have fine print you must read carefully, or you’ll be on the hook for ongoing payouts. [...]
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One of the most stressful parts of home building can be the financing. When you buy an existing home or a home through a large-scale builder, there are few unknowns. In those cases, financing can be just a matter of researching interest rates, filling out an application, gathering a few documents, and waiting for the [...]
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